# XSIV AI: full reference > XSIV AI is a Gold Coast consultancy that shows Australian businesses exactly where AI fits, sets it up safely and trains their people to use it with confidence. This file is a complete, plain text reference for AI assistants and search tools. Last generated 2026-09-30. Prices in AUD, excluding GST. ## About - Business: XSIV AI, an AI consultancy based on the Gold Coast, Queensland, Australia. ABN 29 287 374 812. - Founder and principal consultant: Craig. - Serves: small and medium Australian businesses; on site across the Gold Coast, Brisbane and Northern New South Wales, and Australia wide by video call. - Positioning: make AI clear and understandable, set it up safely with a person in control, and empower staff rather than replace them. - Tools used: Claude and ChatGPT on business plans for AI assistants (in the client's name, paid at cost); n8n automations hosted and run by XSIV AI as part of its Care plans; AI agents only with clear limits and human approval. - Contact: craig@xsiv.au, 0411 175 256 (+61 411 175 256), https://xsiv.au/contact/ - Pricing: Prices in AUD, excluding GST. Why it exists: most Australian business owners know AI matters but not where it fits, and many teams are worried about what it means for their jobs. XSIV AI makes AI clear, explains every tool and step in plain English, and builds workflows that improve operations without adding risk. Supporting research cited on the website: - 43%: of Australian SMEs report some level of AI adoption. Source: National AI Centre, SME AI Pulse, Dec 2025 to Feb 2026 (https://www.ai.gov.au/news-and-insights/blog/ai-adoption-insights-december-2025-february-2026) - 19%: of SMEs say they simply don’t know how to use AI in their business. Source: National AI Centre, SME AI Pulse, 2026 (https://www.ai.gov.au/news-and-insights/blog/ai-adoption-insights-december-2025-february-2026) - 65%: of businesses not yet using AI cite distrust of AI decisions or a strong wish to keep human control. Source: National AI Centre, SME AI Pulse, 2026 (https://www.ai.gov.au/news-and-insights/blog/ai-adoption-insights-december-2025-february-2026) - 14%: of Australian companies are seeing revenue gains from AI, against 30% globally. Source: PwC Australia CEO Survey, 2026 (https://www.pwc.com.au/media/2026/pwc-australia-ceo-survey-2026-confidence-surges.html) - Augment: Generative AI is likely to augment the way we work rather than replace jobs through automation. Source: Jobs and Skills Australia, Our Gen AI Transition (https://www.jobsandskills.gov.au/news/generative-ai-augment-and-advance-way-we-work-australia) ## Services ### 1. AI Automation Audit - Price: $1,500 introductory fixed fee for new clients (normally $3,000), excluding GST. - Credited in full against implementation booked within 30 days of your debrief. - Method: interviews with the owner and the people who do the work; step by step mapping of key workflows; review of tools and where data lives; team readiness survey. - Deliverables: written report in plain English; how operations work today and where time goes; every AI opportunity ranked by effort and impact; quick wins written up in detail; team readiness and risks; a 90 day roadmap; a fixed price proposal with estimated return; a face to face debrief. - Sample: https://xsiv.au/sample-report/ ### 2. Implementation (fixed price) - Launch package: $4,950 ($5,650 if bought item by item). Includes: Foundations, covering AI policy, workspace and a whole team session; Three quick win workflows; One role based training session. A safe, visible first step. - Growth package: $9,950 ($11,400 item by item). Includes: Foundations, covering AI policy, workspace and a whole team session; Three quick win workflows; Two standard workflows with approval steps; Two role based training sessions. The most common starting point after an audit. - Foundations: $1,950. AI use policy, business AI workspace set up, shared instructions and knowledge, access controls, and a whole team session. - Quick win workflow: $950. Simple and rules based, one or two systems. For example reminders, review requests or intake packs. - Standard workflow: $2,450. AI drafts with a human approval step, across two or more systems. For example enquiry replies or follow ups. - Advanced workflow or agent: from $4,950. Multi step agents, sensitive data or custom integrations. Quoted after the audit. - Role based training session: $850. Half day, hands on, up to 10 people. - Payment: half on acceptance, half when workflows go live. ### 3. Care and advisory (monthly) - Care: $550 a month. Hosting and running your automations on a dedicated n8n server we manage; Monitoring of every workflow; Fixes when connected apps change; Platform and security updates; Up to 2 hours of changes a month; Quarterly check in. - Partner: $1,050 a month. Everything in Care, including hosting; Monthly advisory session; A new small workflow each quarter; New starter training; AI policy kept current as Australian standards arrive. - Minimum 3 months on new builds, then month to month. ### Software - Automation hosting: included in Care and Partner. Your automations run on a dedicated n8n server that we host, secure and manage for you. It is included in Care and Partner, so there is no separate automation software bill. Hosted automations need an active Care or Partner plan. If you ever move on, we export your workflows and hand them over, so nothing is locked in. - AI assistant seats (Claude or ChatGPT business plans): about A$35 to A$45 per user a month. AI assistant seats are set up in your name and paid directly by you, at cost. You own those accounts and all your data, with no markup. ## Method (how XSIV AI works) 1. Understand: meet the owner and team, listen to where time goes and what worries people about AI. 2. Map: map key workflows step by step, review tools and data, run a team readiness survey. 3. Design safely: rank opportunities by effort and impact, decide where a person stays in control, call out privacy and quality risks, write an AI use policy. 4. Build: configure AI assistants on business plans and automations with n8n or Make that connect existing apps; test on real work. 5. Train: hands on, role based sessions so the change sticks. 6. Improve: measure against the baseline, tune, and keep the business across new capabilities. ## Frequently asked questions ### Getting started Q: What does an AI consultant actually do for a small business? A: An AI consultant works out where AI will genuinely save time or improve service in your business, sets up the right tools safely, and trains your people to use them. At XSIV AI that means learning how your business runs first, then recommending a short list of practical changes with clear costs, rather than selling you software. Q: We don’t know where to start with AI. Is that normal? A: Yes. National AI Centre research found about one in five Australian SMEs simply don’t know how to use AI in their business. The simplest starting point is to list the tasks your team repeats every week, especially anything where a person is copying information, chasing someone or writing the same reply. Those are usually the first things worth automating. Q: What is an AI Automation Audit? A: A fixed fee review of how your business runs, designed to show exactly where AI fits. We interview you and your team, map your key workflows, review your tools and data, and run a short team readiness survey. You receive a written report with every opportunity ranked by effort and impact, the risks to manage, a 90 day roadmap and a fixed price proposal. It costs $1,500 for new clients (normally $3,000), excluding GST. Q: How is an AI Automation Audit different from an AI readiness assessment? A: A readiness assessment usually scores how prepared you are. Our audit includes that, through the team survey and a readiness score, but goes further. It maps real workflows, estimates the hours involved, ranks specific automation opportunities and prices them, so you finish with a plan you can act on. Q: Do we need to be technical to work with you? A: No. You need to know your business and we bring the rest. Everything is explained in plain English, and every tool we set up comes with training for the people who will use it. Q: Can I see what the audit report looks like before I buy? A: Yes. A complete sample report for a fictional physiotherapy clinic is on the website at xsiv.au/sample-report, and you can download it as a PDF. It shows every section you would receive, including the proposal and return on investment. ### Cost and value Q: How much does AI implementation cost for a small business in Australia? A: With XSIV AI, the AI Automation Audit is $1,500 for new clients. Implementation packages start at $4,950 (Launch) and $9,950 (Growth), and individual workflows start at $950. Ongoing care plans are $550 or $1,050 a month and include hosting and running your automations. AI assistant seats such as Claude or ChatGPT business plans are paid directly by you, at cost. All prices exclude GST. Q: What ongoing software costs should we expect? A: Only your AI assistant seats, typically about A$35 to A$45 per user a month for each person on a business plan, set up in your name and paid directly to the provider with no markup. Automation hosting is included in your Care or Partner plan. Hosted automations need an active Care or Partner plan. If you ever move on, we export your workflows and hand them over, so nothing is locked in. Q: Is the audit fee wasted if we go ahead with implementation? A: No. The audit fee is credited in full against implementation booked within 30 days of your debrief. Q: How quickly does automation pay for itself? A: It depends on how much repetitive work you have. In our sample audit for a five person clinic, the recommended changes returned about 23 hours a week and paid back in roughly four months. Your audit calculates this with your own numbers, and we are careful not to promise results we cannot stand behind. Q: Do you offer guarantees? A: We guarantee our process and our pricing, not outcomes that depend on things outside our control. Every price is fixed and agreed before work starts, the audit fee is credited if you go ahead, and care plans are month to month after the first three months. ### Safety, privacy and the rules Q: Is it safe to put our business or client data into AI tools? A: It can be, when the tools are set up properly. We use business plans of Claude and ChatGPT, where your conversations are not used to train the models by default, give each workflow access only to the data it needs, keep a person in control of anything sensitive, and give your team a written AI use policy that says what can and cannot go into AI tools. Q: Do we need an AI use policy? A: Yes, even a short one. Staff are already using AI tools at work, often without approval. A plain English policy sets out which tools are approved, what information must never be entered, when a person must check the output, and who to ask. Every XSIV AI implementation includes one. Q: What do Australian privacy laws say about using AI? A: The Australian Privacy Principles already apply to personal information you put into AI tools. From 10 December 2026, organisations covered by the Privacy Act must also explain in their privacy policy when computer programs make, or substantially help make, decisions that significantly affect people. We design workflows with this in mind and recommend confirming your obligations with your legal adviser. Q: Is there an Australian standard for using AI responsibly? A: The National AI Centre’s Guidance for AI Adoption, published in October 2025, sets out six essential practices for safe and responsible AI use and replaced the earlier Voluntary AI Safety Standard. It is voluntary, and our approach to governance, testing and human oversight follows the same principles, sized for a small business. Q: Will AI make mistakes? A: Sometimes, which is why we design for it. Anything that matters, such as a reply to a client or a quote, goes to a person for approval before it is sent. We test every workflow on your real work before it goes live and monitor it afterwards. ### Your people Q: Will AI replace my staff? A: That is not our approach. We use AI to take repetitive work off your people so they can spend more time on clients and the judgement calls that need a human. Jobs and Skills Australia’s research also points to generative AI augmenting most work rather than replacing it. Q: My team is nervous about AI. What do you do about that? A: We involve them early, answer the hard questions honestly, and train them on their own work so they feel capable rather than threatened. The team readiness survey in the audit shows where people stand before anything changes. Q: What does your AI training for staff cover? A: Hands on, role based sessions in plain English, covering how to use business AI assistants well, writing good instructions, checking outputs, what not to put into AI, and the workflows we have set up for your team. Sessions are half a day for up to 10 people, on site or online, at $850 a session excluding GST. ### Tools and technology Q: Which AI tools do you use? A: Mostly Claude and ChatGPT on business plans for the assistants your team works with, and n8n or Make for automations that connect the apps you already use, such as email, calendars, accounting software and CRMs. We work with the tools you already have, including Microsoft 365 and Google Workspace, and recommend what fits rather than anything we resell. Q: Claude or ChatGPT, which is better for business? A: Both are excellent and the right choice depends on your work, your existing software and how your team likes to work. In the audit we recommend one, set it up with your business context and shared instructions, and make sure your team knows how to use it well. Q: What are n8n and Make? A: They are workflow automation platforms. They connect your existing apps and move information between them automatically, for example taking a new enquiry, logging it in your CRM, drafting a reply with AI for a person to approve, and booking a follow up. We host your n8n automations on a dedicated server that we manage as part of your Care plan. If you already use Make, we can work with your existing account. Q: What is an AI agent, and do we need one? A: An AI agent is AI that can carry a task across several steps, such as triaging an inbox and preparing replies. Most small businesses get more value from simple, reliable automations first. Where an agent makes sense, we build it with clear limits and a person approving anything that matters. ### Working with XSIV AI Q: Where is XSIV AI based, and do you only work on the Gold Coast? A: We are based on the Gold Coast, Queensland. We work on site across the Gold Coast, Brisbane and Northern New South Wales, and with businesses anywhere in Australia by video call. Q: Who will I be working with? A: Craig, the founder of XSIV AI, leads every engagement personally, from the first conversation through to training your team. Q: What happens after the work is done? A: Our Care plan ($550 a month) hosts and runs your automations, and covers monitoring, fixes when connected apps change, updates and small changes. The Partner plan ($1,050 a month) adds monthly advice, a new small workflow each quarter and new starter training. Both are month to month after the first three months, and if you ever move on we hand your workflows over. Q: How do we get started? A: Book a free 30 minute conversation at xsiv.au/contact, call 0411 175 256 or email craig@xsiv.au. We will talk about how your business runs and whether an audit makes sense for you. ## Recent articles - [Shadow AI at Work Is a Leadership Problem Not a Tech One](https://xsiv.au/2026/07/09/shadow-ai-at-work-is-a-leadership-problem-not-a-tech-one/): Most Australian workers using AI at work are not announcing it in the team meeting. They are doing it quietly, getting their work done faster, and saying nothing. New research cited by IT Brief Austra - [Why Your AI Tool Is Sitting Idle and What to Do About It](https://xsiv.au/2026/07/07/why-your-ai-tool-is-sitting-idle-and-what-to-do-about-it/): The AI tool has been purchased. The vendor ran a polished demo. Everyone nodded. And then, a few weeks later, the team is still doing things largely the same way they were before. Sound familiar? This - [Seamless Integration and the Week Nothing Works](https://xsiv.au/2026/07/06/seamless-integration-and-the-week-nothing-works/): Every AI vendor pitch has a slide titled Seamless Integration. It shows clean arrows, tidy workflows, and a team of people who look suspiciously relaxed. The slide is not technically wrong. It is just - [Australian AI Adoption Hits 12% But What About the 88%](https://xsiv.au/2026/07/02/australian-ai-adoption-hits-12-but-what-about-the-88/): The Australian Bureau of Statistics has confirmed what many business owners have been sensing for a while. AI adoption in Australia has jumped from 1% to 12% in just three years. That is a real shift. - [The AI Gap Killing Australian Business Pilots](https://xsiv.au/2026/06/30/the-ai-gap-killing-australian-business-pilots/): Australian businesses are running AI experiments. Plenty of them. The tools are being tested, the pilots are being signed off, and the LinkedIn posts about innovation are being published. But when you - [Why 87% of Australian Orgs Are Stuck on AI Adoption](https://xsiv.au/2026/06/29/why-87-of-australian-orgs-are-stuck-on-ai-adoption/): Only 13% of Australian organisations have achieved broad AI adoption. At the same time, roughly 60% of professionals are already using AI tools at work. That gap is one of the most revealing numbers i - [Workforce Readiness Is Now the AI ROI Differentiator](https://xsiv.au/2026/06/26/workforce-readiness-is-now-the-ai-roi-differentiator/): New research from Kyndryl has put a number on something many business owners have been feeling without being able to name it. 57% of organisations now have AI embedded in core business processes. But - [Why AI Adoption Hits a Ceiling and How to Break Through](https://xsiv.au/2026/06/26/why-ai-adoption-hits-a-ceiling-and-how-to-break-through/): New research from Stanford Graduate School of Business has put numbers to something that many business owners are already sensing. Tech workers are leading AI adoption at 60% frequent usage, but growt - [Why AI Adoption Stalls After the First Wave](https://xsiv.au/2026/06/25/why-ai-adoption-stalls-after-the-first-wave/): Stanford Graduate School of Business research has found that tech workers lead AI adoption at 60% frequent usage. But here is the part that matters more than the headline number. Growth has stalled. A - [Why AI Adoption Is Stalling and What to Do About It](https://xsiv.au/2026/06/24/why-ai-adoption-is-stalling-and-what-to-do-about-it/): Two years of rapid AI uptake across Australia and the APAC region, and now the growth curve is flattening. Not because the technology stopped improving. It did not. The implementations did. And when y - [60% of Australian Businesses Expect AI Job Losses](https://xsiv.au/2026/06/23/60-of-australian-businesses-expect-ai-job-losses/): A Mercer study reported this week by News.com.au found that six in ten Australian companies expect to lose up to one in five jobs within two years because of AI. That number is getting attention. What - [Half of Australian Workers Don’t Trust Leaders on AI](https://xsiv.au/2026/06/23/half-of-australian-workers-dont-trust-leaders-on-ai/): A study of over 1,000 Australian workers found that only half believe their leaders are ready for an AI future. That number is worth sitting with. Not because it reflects badly on Australian leadershi - [The AI Confidence Gap Hitting Australian Businesses](https://xsiv.au/2026/06/23/the-ai-confidence-gap-hitting-australian-businesses/): Australian businesses are rolling out AI at a pace that would have seemed ambitious just two years ago. New tools, new workflows, new capabilities arriving faster than most leadership teams can keep u - [What Happens When You Put Your Team First With AI](https://xsiv.au/2026/06/23/what-happens-when-you-put-your-team-first-with-ai/): The first question most business owners ask when they start thinking about AI is usually about the technology. Which tools. What cost. How long to set up. But one of our customers came to us with a di - [AI at Work in Australia, No Rules Yet, Your Move](https://xsiv.au/2026/06/23/ai-at-work-in-australia-no-rules-yet-your-move/): Australia does not have a national strategy for regulating AI in the workplace. That is not an opinion. That is the finding of a report released in early 2025 by the Australia Institute’s Centre for F - [When AI Cuts Jobs Before It Creates Value](https://xsiv.au/2026/05/22/when-ai-cuts-jobs-before-it-creates-value/): The headlines coming out of global banking and fintech right now are hard to ignore. HSBC is reducing its workforce by more than 20,000 people. Block, the company behind Square and Cash App, is cuttin - [Why AI Layoffs Are Failing to Deliver the Returns](https://xsiv.au/2026/05/21/why-ai-layoffs-are-failing-to-deliver-the-returns/): Companies that cut their workforce to fund AI adoption are not getting the returns they expected. That is not speculation. Research is now making it increasingly clear that automation driven job cuts - [Why 93% of Australian Firms Are Not Using AI Yet](https://xsiv.au/2026/05/19/why-93-of-australian-firms-are-not-using-ai-yet/): Only 7% of Australian firms have adopted AI. The businesses that have are already seeing measurable gains in hiring and sales growth. That gap is real, and it is growing. But the most important questi - [Only 7% of Australian Firms Use AI. Here Is Why.](https://xsiv.au/2026/05/19/only-7-of-australian-firms-use-ai-here-is-why/): New research from Mirage News puts a number on something many Australian business owners already sense. Only 7% of firms in Australia have adopted AI, yet the ones that have are already recording meas - [Why Most AI Pilots Stall and What to Do About It](https://xsiv.au/2026/05/18/why-most-ai-pilots-stall-and-what-to-do-about-it/): AI adoption is accelerating across Australian business right now. The tools are cheaper, faster, and more capable than they were twelve months ago. And yet, industry data consistently points to the sa - [Why AI Rollouts Fail Before Anyone Logs In](https://xsiv.au/2026/05/18/why-ai-rollouts-fail-before-anyone-logs-in/): The tool is live. A few people are using it. Most are not. If that sounds familiar, you are not alone. It is the most common situation businesses across Australia find themselves in after an AI implem - [AI Job Losses Are Hitting Australian Offices Now](https://xsiv.au/2026/05/15/ai-job-losses-are-hitting-australian-offices-now/): Australian employment lawyers are now handling AI related job loss cases every week. Not eventually. Not in the projections. Right now, in offices across the country, people are losing their roles to - [Why Your AI Tools Are Sitting Unused](https://xsiv.au/2026/05/15/why-your-ai-tools-are-sitting-unused/): The tools are in place. They have been for months. The logins are set up, the licences are paid, and someone in the business has done a demo for the team. And yet, when you look at how those tools are - [Australian Office Workers Are Losing Jobs to AI Weekly](https://xsiv.au/2026/05/14/australian-office-workers-are-losing-jobs-to-ai-weekly/): Australian employment lawyers are now handling cases of white collar workers being displaced by AI every single week. That is not a projection. That is what is happening right now, in 2026, in Austral - [AI Rollout Without Communication Is a People Problem](https://xsiv.au/2026/05/13/ai-rollout-without-communication-is-a-people-problem/): The numbers tell a story that most leaders are not comfortable sitting with. Only 22% of workers say their leadership has laid out a clear path for AI. Just 30% have received any formal training. Yet - [The Qantas AI Warning Every HR Leader Needs to Hear](https://xsiv.au/2026/05/12/the-qantas-ai-warning-every-hr-leader-needs-to-hear/): Qantas is now in formal talks with the Australian Services Union over how AI is being used in workforce decisions. The union did not request a meeting. They demanded urgent talks. That distinction mat - [AI Job Displacement Is Now a Legal Issue in Australia](https://xsiv.au/2026/05/11/ai-job-displacement-is-now-a-legal-issue-in-australia/): Australian employment lawyers are handling AI related job displacement cases every week. Not every month. Not occasionally. Every week. That is where things stand in 2026, and if you are a business ow - [AI Gets the Credit Card. People Get the Exit Package.](https://xsiv.au/2026/05/07/ai-gets-the-credit-card-people-get-the-exit-package/): Somewhere in a boardroom this year, a decision was made to give an AI agent a corporate credit card before figuring out what to do with the people who had been showing up, doing the work, and building - [Why Simple AI Beats a Perfect Strategy](https://xsiv.au/2026/05/06/why-simple-ai-beats-a-perfect-strategy/): There is a version of AI adoption that looks very impressive in a boardroom. Fourteen framework slides. A three day offsite. A transformation roadmap that launches in Q3, assuming the working group ca - [Australia Is Sleepwalking Into an AI Workforce Crisis](https://xsiv.au/2026/05/05/australia-is-sleepwalking-into-an-ai-workforce-crisis/): A new Mercer study has found that six in ten Australian companies believe up to one in five of their jobs will be lost to AI adoption within two years. That is not a fringe prediction from a tech comm All articles: https://xsiv.au/insights/